Baltimore County Public Schools

Advancing excellence together

Medical:

• Cigna Open Access Plus In-Network (OAPIN) Benefits Summary
• Cigna OAPIN Summary Benefits and Coverage
• Cigna Open Access Plus In-Network (OAPIN) Massachusetts Rider
• Cigna Open Access Plus (OAP) Benefits Summary
• Cigna OAP Summary of Benefits and Coverage
• Cigna Open Access Plus (OAP) Massachusetts Rider
• Cigna Medical Extraterritorial Legislation (Effective January 1, 2025)
• Cigna Urgent Emergent Care Outside the US Flyer 
• Kaiser Permanente Plan Document
• Kaiser 2025 Summary of Benefits
• Kaiser Permanente - Health care coverage outside of Kaiser Permanente service area.
• Kaiser Permanente Medicare Advantage Plan Document
• Kaiser MAS Region Locations
• Baltimore County Public Schools – Kaiser Population Health Report

Dental:

• Cigna DHMO Dental Insurance Plan Document
• Cigna DHMO Certificate of Coverage
• Cigna DHMO Dental Insurance Plan Document (VA)
• Cigna DHMO Amendment (Effective January 1, 2024)
• Cigna DHMO Extraterritorial Legislation (Effective January 1, 2025)
• CareFirst Traditional Dental Plan Document
• CareFirst PPO Dental Plan Document

Vision:

• NVA Vision Benefit Summary
• NVA Mobile App Member Flyer
• NVA Contact Fill Brochure

Basic & Optional Life:

• MetLife Active Employee Certificate of Coverage
• MetLife Beneficiary Designation Flyer
• Empathy Beneficiary Claim Flyer
• Empathy Employee Slipsheet
• Life Empathy Slipsheet

Long Term Disability

• Voluntary LTD for employees participating in the Sick Bank
• Voluntary LTD for employees not participating in the Sick Bank
• Long Term Disability (LTD) Brochure

Flexible Spending Accounts:

• 2026 FSA brochure
• 2026 DCA Brochure
• FSA Eligible Expenses List
• Summary Plan Description
• Basic Plan Document