Continuing Coverage for Ineligible Dependents
If your dependent no longer meets the eligibility requirements for insurance coverage then you must notify the Office of Employee Benefits promptly. Coverage ends at the end of the month in which your dependent no longer meets the eligibility requirements. Your dependent may elect to continue medical, dental and/or vision coverage through COBRA continuation for up to a maximum of 36 months. Contact the Benefits Office for more information at (410) 887-8943.

Continuing Coverage After Your Employment Ends
If your employment ends with Baltimore County Public Schools, benefits terminate on the later of the last day of the month in which you worked or are in active pay status except if you terminate after the final benefit deduction is taken at the end of the school year. In that situation, coverage continues through August 31st.

Through federal legislation known as the Consolidated Omnibus Budget Reconciliation Act of 1985 (COBRA), you may choose to continue coverage by paying a monthly premium equivalent to full cost plus an administrative charge of 2%.

Each individual who is covered by a BCPS health plan immediately preceding the employee's termination has independent election rights to continue his or her medical, dental, vision or Health Care Spending Account. The right to continuation of coverage ends at the earliest of when:

• you, your spouse or dependents become covered under another group health plan; or,
• you become entitled to Medicare; or,
• you fail to pay the cost of coverage
• you've reached the maximum continuation period (see Continuation Rights Chart)